Build their future now with the Bright Start 529 College Savings Plan

A flexible and tax-advantaged way to save for college.

How Our 529 Works
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Bright Start 529 receives a Gold Morningstar Medal*

Morningstar identified Bright Start 529 as a "Valedictorian" and as a standout plan offering "exceptional state stewardship of investor capital and well-constructed portfolios managed by competent investment teams."

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Why a Bright Start 529?

We offer a wide range of benefits that aim to meet your college savings needs—whatever they are and whenever they happen.

Explore Benefits

Unique tax advantages

Tax-deferred growth and 100% tax-free withdrawals for qualified expenses, and Illinois taxpayers can reduce their state taxable income by up to $20,000 per year when married and filing jointly.
Limitations apply.1

Flexible

Families can pay for a range of qualified higher educational expenses to eligible schools nationwide, or transfer funds to eligible beneficiaries.2

Range of investment portfolios

Investment portfolios to fit your life situation, risk tolerance and savings goals.

Low fees and expenses

Bright Start 529 is among the lowest cost 529 plans in the country, which can mean more money for college.3

A history of helping families meet their college saving goals

Established History

Helping Illinois families save for education for more than 24 years.

Trusted By Thousands

Serving more than 396,800 students.4

Delivering on Promises

Illinois families have redeemed more than $5.45 billion for qualified higher education expenses.4

Open an account with any dollar amount

Step 1

Learn and explore

Learn how the Bright Start 529 College Savings Plan works, its benefits and how the funds can be used.

How our 529 plan works

Step 2

Pick a portfolio

Choose investment portfolios that fit your needs and goals.

Investment portfolios

Step 3

Start saving

Open your Bright Start 529 account today and begin contributing to your child’s future.

More to explore

  • Schedule an appointment

    Schedule a free consultation with a Bright Start 529 college savings consultant.

    Schedule now

  • Join a webinar

    Supplement your knowledge by attending a live webinar with a Bright Start 529 college savings consultant.

    RSVP for a session

  • How grandparents can help

    Learn how grandparents can contribute to Bright Start 529 and support their grandchild's education.

    Learn more