Static Allocation Portfolios
Consider this if: You’re an experienced investor and want added control over your investment option’s diversification and investment strategy.
The Static Allocation Portfolios allow you to align your investment objectives with your risk tolerance level, giving you more control over your portfolio. These Investment Portfolios are intended for account owners who prefer to select an Investment Portfolio with a fixed asset allocation rather than automatically shifting as the beneficiary reaches enrollment year. Each of these Investment Portfolios invests in one or more mutual funds or ETFs or in a bank deposit account, and each Investment Portfolio has a different investment objective and investment strategy and is subject to different investment risks.
How Static Allocation Portfolios work
These investment portfolios let you choose the mix of assets that align with your investment objectives and strategy. The allocations to the underlying mutual funds in the Static Allocation Portfolios do not shift automatically as the beneficiary ages as they do in the Enrollment Year Portfolios. Investments will remain in the Static Allocation Portfolios until the account owner instructs the Plan to move them to another investment portfolio.
Select your management approach
You may choose an active or passive strategy for the underlying funds when choosing a Static Allocation Portfolio.
Passive management
Consider this if:
You prefer to invest primarily in index mutual funds.
- Passive management is a low-cost investment strategy in which an investment attempts to match, rather than outperform, a particular stock or bond market index, also known as indexing.
Active management
Consider this if:
You prefer to invest in portfolios that are actively managed.
- An actively managed fund has a portfolio manager or a team of managers who, through the combination of research, market forecasting, experience and expertise, actively manage the fund in an attempt to beat a particular benchmark (usually a broad index).
Static Allocation Portfolios
Click on the tabs to view Static Allocation Portfolios for each management approach.
| Investment Name | Risk Level | Investment Objective | Allocation | ||
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| Equity Portfolio | Aggressive | The Equity Portfolio seeks to provide long-term capital appreciation. |
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| Balanced Portfolio | Moderate | The Balanced Portfolio seeks to provide moderate growth. |
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| Fixed Income Portfolio | Conservative to moderate | The Fixed Income Portfolio seeks to provide preservation of capital with a moderate rate of return. |
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| Investment Name | Risk Level | Investment Objective | Allocation | ||
|---|---|---|---|---|---|
| Active Blend Equity Portfolio | Aggressive | The Active Blend Equity Portfolio seeks long-term capital appreciation. |
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| Active Blend Balanced Portfolio | Aggressive | The Active Blend Balanced Portfolio seeks moderate growth. |
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| Active Blend Fixed Income Portfolio | Conservative to moderate | The Active Blend Fixed Income Portfolio seeks current income. |
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Things to consider
Changing your investments
Once you invest in a particular investment portfolio, you can transfer contributions and any earnings to another investment portfolio up to twice per calendar year or upon a transfer of funds to a Bright Start 529 account for a different beneficiary.
Periodically reviewing your investments
It’s a good idea to periodically reevaluate your investment strategy as your goals, investment horizon and personal situation change—for example, annually at tax time, on a yearly basis if your income changes or upon the birth of another child.
More to explore
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