Conservative Age-Based (Index Strategy) 17-18

The Age-Based Conservative Option invests in the following mix of equity, real estate, fixed income, and/or money market/bank account funds allocated based on the current age of the Beneficiary. The Age-Based Portfolio adjust over time so that as the Beneficiary nears college age each Age-Based Portfolio’s allocation between equity, real estate, fixed income, and money market/bank account funds becomes more conservative relative to the allocation in earlier years.

Total Annual Asset-Based Fee^*

0.10%

^*Includes the program management fee and the estimated underlying fund expenses based on the most recent fund prospectuses dated prior to September 29, 2023.

Underlying Investments

Vanguard Total Bond Market Index Fund 25%

Vanguard Total Bond Market Index Fund's Fact Sheet Vanguard Total Bond Market Index Fund's Prospectus Vanguard Total Bond Market Index Fund's Annual Report
FDIC Insured Bank Account 23%
Vanguard Short-Term Bond Index Fund 22%

Vanguard Short-Term Bond Index Fund's Fact Sheet Vanguard Short-Term Bond Index Fund's Prospectus Vanguard Short-Term Bond Index Fund's Annual Report
Vanguard Short-Term Inflation-Protected Securities Index Fund 14%

Vanguard Short-Term Inflation-Protected Securities Index Fund's Fact Sheet Vanguard Short-Term Inflation-Protected Securities Index Fund's Prospectus Vanguard Short-Term Inflation-Protected Securities Index Fund's Annual Report
Vanguard Total Stock Market Index Fund 7%

Vanguard Total Stock Market Index Fund's Fact Sheet Vanguard Total Stock Market Index Fund's Prospectus Vanguard Total Stock Market Index Fund's Annual Report
Vanguard High-Yield Corporate Fund 3%

Vanguard High-Yield Corporate Fund's Fact Sheet Vanguard High-Yield Corporate Fund's Prospectus Vanguard High-Yield Corporate Fund's Annual Report
Vanguard Total International Bond Index Fund 2%

Vanguard Total International Bond Index Fund's Fact Sheet Vanguard Total International Bond Index Fund's Prospectus Vanguard Total International Bond Index Fund's Annual Report
Vanguard Total International Stock Index Fund 2%

Vanguard Total International Stock Index Fund's Fact Sheet Vanguard Total International Stock Index Fund's Prospectus Vanguard Total International Stock Index Fund's Annual Report
Vanguard Real Estate Index Fund 1%

Vanguard Real Estate Index Fund's Prospectus Vanguard Real Estate Index Fund's Annual Report
Vanguard Emerging Markets Government Bond Index Fund 1%

Vanguard Emerging Markets Government Bond Index Fund's Fact Sheet Vanguard Emerging Markets Government Bond Index Fund's Prospectus Vanguard Emerging Markets Government Bond Index Fund's Annual Report

Conservative Age-Based (Index Strategy) 17-18

Total Annual Asset-Based Fee*

Underlying Investments

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Total Annual Asset-Based Fee^*