Conservative Age-Based (Index Strategy) 19+

The Age-Based Conservative Option invests in the following mix of equity, real estate, fixed income, and/or money market/bank account funds allocated based on the current age of the Beneficiary. The Age-Based Portfolio adjust over time so that as the Beneficiary nears college age each Age-Based Portfolio’s allocation between equity, real estate, fixed income, and money market/bank account funds becomes more conservative relative to the allocation in earlier years.

Total Annual Asset-Based Fee^*

0.09%

^*Includes the program management fee and the estimated underlying fund expenses based on the most recent fund prospectuses dated prior to September 29, 2023.

Underlying Investments

FDIC Insured Bank Account 50%
Vanguard Short-Term Bond Index Fund 20%

Vanguard Short-Term Bond Index Fund's Fact Sheet Vanguard Short-Term Bond Index Fund's Prospectus Vanguard Short-Term Bond Index Fund's Annual Report
Vanguard Short-Term Inflation-Protected Securities Index Fund 15%

Vanguard Short-Term Inflation-Protected Securities Index Fund's Fact Sheet Vanguard Short-Term Inflation-Protected Securities Index Fund's Prospectus Vanguard Short-Term Inflation-Protected Securities Index Fund's Annual Report
Vanguard Total Bond Market Index Fund 15%

Vanguard Total Bond Market Index Fund's Fact Sheet Vanguard Total Bond Market Index Fund's Prospectus Vanguard Total Bond Market Index Fund's Annual Report

Conservative Age-Based (Index Strategy) 19+

Total Annual Asset-Based Fee*

Underlying Investments

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Total Annual Asset-Based Fee^*