Multi-Firm Fixed Income Portfolio

Total Annual Asset-Based Fee^*

0.17%

^*Includes the program management fee and the estimated underlying fund expenses based on the most recent fund prospectuses dated prior to September 29, 2023.

Underlying Investments

FDIC Insured Bank Account 50%
Vanguard Short-Term Inflation-Protected Securities Index Fund 15%

Vanguard Short-Term Inflation-Protected Securities Index Fund's Fact Sheet Vanguard Short-Term Inflation-Protected Securities Index Fund's Prospectus Vanguard Short-Term Inflation-Protected Securities Index Fund's Annual Report
Baird Short-Term Bond Fund 10%

Baird Short-Term Bond Fund's Fact Sheet Baird Short-Term Bond Fund's Prospectus Baird Short-Term Bond Fund's Annual Report
Vanguard Short-Term Bond Index Fund 10%

Vanguard Short-Term Bond Index Fund's Fact Sheet Vanguard Short-Term Bond Index Fund's Prospectus Vanguard Short-Term Bond Index Fund's Annual Report
Vanguard Total Bond Market Index Fund 8%

Vanguard Total Bond Market Index Fund's Fact Sheet Vanguard Total Bond Market Index Fund's Prospectus Vanguard Total Bond Market Index Fund's Annual Report
Dodge & Cox Income Fund 7%

Dodge & Cox Income Fund's Fact Sheet Dodge & Cox Income Fund's Prospectus Dodge & Cox Income Fund's Annual Report

Multi-Firm Fixed Income Portfolio

Total Annual Asset-Based Fee*

Underlying Investments

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Total Annual Asset-Based Fee^*